Icon | Status | Definition |
| Tier 1: Generic | You will pay the lowest copay for generic drugs, which have the same active ingredients, strength and dosage as their corresponding brand name drugs.
Generic drugs have been approved by the U.S. Food & Drug Administration (FDA) for quality and safety, and are absorbed into the bloodstream in the same timeframe as a brand name drug. |
| Tier 2: Preferred Brand Name | You will pay a higher copay for preferred brand name drugs, which are drugs still protected by patents (meaning no generic equivalent is available).
These higher-cost drugs have been approved by the U.S. Food & Drug Administration after trials show they are safe and effective for humans. |
| Tier 3: Non-Preferred Brand Name | You will pay the highest copay for non-preferred brand name drugs, which are on this tier for a variety of reasons such as the availability of another, lower-cost brand name drug that is just as effective. |